Compliance that holds up under inspection, not just on paper.
11 sectors, 11 mandates. Every regulated business in the UAE carries obligations shaped by its supervisory authority here is what an inspection-ready programme looks like, sector by sector.
Finance companies, exchange houses, payment service providers, fund managers and insurance providers licensed by the Central Bank carrying many of the same federal-law obligations as banks, without deposit taking. Covers every CBUAE regulated financial institution other than banks.
Brokers and agents facilitating the sale, purchase or lease of real property. Cash intensive deals and offshore buyers make this sector a persistent focus for regulators.
Dealers trading in gold, diamonds and other precious metals and stones, particularly above the AED 55,000 cash transaction threshold that triggers mandatory reporting.
Independent legal professionals conducting specified activities company formation, real estate transactions, managing client funds fall within DNFBP scope when acting for a client in these activities.
Company-formation agents, registered-office providers, nominee directors and trustees. Because these services can obscure beneficial ownership, TCSPs must verify the identity and purpose behind every entity they administer.
Independent auditors and accountants must apply client due diligence, maintain awareness of typologies specific to financial-statement and audit-related abuse, and report suspicion arising during engagements.
Brought within the DNFBP definition from 14 December 2025, commercial gaming operators now need a full AML/CFT programme as sector-specific guidance is progressively rolled out by the GCGRA.
Exchange between virtual assets and fiat, exchange between virtual assets, transfer, custody and administration, and participation in virtual-asset issuances. VARA supervises within Dubai (excluding DIFC); CMA supervises elsewhere.
Licensed brokers, asset managers and other capital-markets intermediaries operating outside DIFC and ADGM.
All DIFC-licensed entities follow the DFSA AML, Counter-Terrorist Financing and Sanctions Rulebook in addition to federal law. DIFC’s DNFBP definition is broader than the federal one.
ADGM applies its own AML and Sanctions Rulebook alongside federal law, with a wider DNFBP scope that includes high-value goods dealers, insolvency firms and taxation consultants.
Tell us your licence and supervisory authority. We’ll tell you what an inspection-ready programme looks like for your sector.
Compliance that holds up under inspection, not just on paper. A UAE-based AML/CFT advisory practice serving DNFBPs and virtual asset businesses across the onshore federal jurisdiction, DIFC and ADGM.
Tell us your sector and we’ll tell you what an inspection-ready programme looks like for it.
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